The lord of the 2nd house or bhava counted from the Lagna (birth ascendant) and the 11th bhava are concerned with earning and accumulation of wealth. Along with these two bhavas the other bhavas to be reckoned with are the 5th and the 9th bhavas which are known as the abodes of Lakshmi, the Goddess of wealth; the inter-relationship of these bhavas, which are wealth-giving bhavas, and their respective lords, ensure wealth and prosperity. Planets simultaneously owning two wealth-giving bhavas become the prime indicators of wealth, the strongest indicator is the one that owns both the 2nd and the 11th bhavas, and the next in order are the ones who own the 5th or the 9th. Dhana yogas depend on the lord of the 2nd who determines wealth, in-flow of wealth i.e. income, is to be judged from the 11th, gains through speculation from the 5th, and sudden unexpected gains from the 9th bhava.
Hindu astrology considers the 2nd house as the house of accumulated wealth, and the 11th as the house of gains, these lords associated with the lords of the 5th and 9th give rise to formidable Dhana yogas which if unblemished and formed by benefic planets promise much wealth. The lords of the 1st, 2nd, 5th, 9th, and 11th bhavas mutually associating cause Dhana yogas to arise, but only when the said yogas happen to connect with the Lagna that more significant results are seen derived.